A home build already tests patience, cash flow and confidence. Add new rules that limit negative gearing to new housing, and the build phase becomes more than a construction project. It becomes a tax, timing and mindset challenge. For owner occupiers, the question is usually personal. Will the home suit the way life actually works? Can the budget stretch without taking over every decision? Where do we want to live or invest: from Cooma to Canberra, Bombala to Eden, Adaminaby

If you have been following the news lately, you could be forgiven for thinking the Australian mortgage market is heading into a very dark period. House prices are under pressure. Mortgage applications are falling. Borrowers are feeling the squeeze. Interest rates remain high, and there is plenty of speculation about what the Reserve Bank might do next. The headlines can make it sound as though banks are sitting back, waiting for borrowers to struggle. But there is another sid

Buying your first home is an exciting milestone, but it can also feel overwhelming, especially in a unique market like the Snowy Mountains region. Whether you are searching for a cozy retreat in Jindabyne, a peaceful property in Adaminaby, or a family home in Berridale, understanding the local market and the steps involved will help you make confident decisions. This guide walks you through everything you need to know to navigate the process smoothly and hold the keys to your

As 2025 draws to a close, many Australians are reflecting on the financial shifts experienced throughout the year and preparing for what lies ahead. Interest rates have been a central focus, with steady increases shaping borrowing costs and household budgets. Looking toward 2026, further interest rate hikes are anticipated, making it crucial to plan carefully to avoid financial strain. Economists expect the RBA to continue raising rates into early 2026, though the pace may sl

Should you fix your loan in this environment with further rate cuts predicted by many or stay on a variable rate? If only we had a...

We have been getting this question a lot this week – it all depends on your circumstances and cashflow! If you can afford to keep...

Starting or expanding your property portfolio beyond one investment property is feasible with the right guidance and support. Did you...

Is a refinance on the cards for you as we step in to a new financial year? Consolidating small debts can be a great way to ease the cost...

What a fantastic start to 2024 for mortgage holders with the RBA meeting on Tuesday 6th February and holding the official cash rate,...

As 2023 draws to a close, we are switching off the computer and putting our feet up for a well earned break over Christmas. Thank you to...

With the Reserve Bank of Australia increasing the cash rate a further 25 basis points yesterday (now 4.35% as of Tuesday 7th November...

Has your accountant or financial adviser suggested that an investment property will help you: • put your hard-earned equity to work for...

The last official interest rate rise by the RBA caught many off guard as most were expecting a pause. There are many home owners coming...

Looking ahead for the 2023 year, whilst growth could be slower than the fast pace we witnessed during 2022, it is shaping up to be a year...

Are you one of the lucky ones that locked in to a low (perhaps sub 2%) fixed interest rate on your home loan between 2020-2022? Around...

The recent interest rate rises have seen many people wondering if they should fix their home loan. One thing that is certain is that you...

Seven Tips For Securing A Business Loan Securing a business loan in Australia isn’t necessarily difficult but knowing how to navigate...

Who are the different parties involved in purchasing property? Purchasing a property is a thrilling yet nerve-wracking experience, which...

Why does my broker ask for so much documentation? No one likes paperwork; however, providing your broker with the right documentation...

Why would I use a mortgage broker: they do all the leg work for you you pay nothing upfront, your broker may receive a commission they...